I'm in shock

You'd think I'd be immune at this point but somehow, I'm still sitting here stunned. My appointment to close on the house was today at 4pm. By noon I still hadn't received the closing statement so the bank had to give me an estimate of what the final closing costs would be in order for me to get a cashier's check. That should have been my first clue that it was all going to hell. I disagreed with the approximate amount they gave me but they assured me it would be correct on the closing statement that I'd receive at close and the difference would be refunded to me at that time. The appointment time kept getting closer during which time I exchanged multiple calls with my banker checking in for status updates. At 3:45pm I was sitting in the lawyer's office with the owner and his lawyer waiting to start...4pm...4:30...4:45pm... 5pm...5:15p...and finally at 5:30pm the lawyer's assistant comes in to inform me that close will not be possible today due to a "compliance issue" with the bank. WTF?!!!

With hands shaking from anger, I frantically dialed my local bank rep. He said that the coordinator in Chicago was the responsible party. I should have known that woman would screw this up. I phoned her immediately and she tried to get me off the phone quickly saying it wasn't her fault, that it's out of her hands and we cannot close before Friday. I made her go pull her manager out of a meeting and that's when I couldn't control my anger any longer. They would get this loan closed out, they would most certainly compensate me for the afternoon of work that I've missed and I would NOT be paying for the extra legal fees involved. Turns out the problem is due to a secondary good faith estimate the Chicago rep, a.k.a. the ditzy witch, issued on Friday to give me updated picture of the details since receiving the hazard insurance policy. By law I was required to sign that form and return it no later than three days before close. She not only didn't ask me to sign the dang form, it wasn't even completed correctly!

The only resolution we could reach today was to have all parties agree to meet again on Friday morning at 9am. The part that galls me the most is that the ditzy witch KNEW that there was a problem and she didn't say anything! She let us all go to the lawyer's office and sit there for an hour and a half while she sat up there in her office saying nothing. I know this because her supervisor was being very defensive about how this wasn't her fault, that *** (ditzy witch) had just informed her this morning. What the hell did they think was going to happen- we would just decide spontaneously to leave and come back in 3 days?!!

I'm 15 shades of p*ssed off and at a complete loss as to what to do about it.